Travel Insurance for UAE: All You Need to Know Before You Go

Are you ready for all that Ras Al Khaimah has to offer? From coastal sanctuaries to cultural marvels to mountain hikes and adrenaline-fueled activities, there’s a dream holiday for everyone. Regardless of what you plan to do on vacation, getting travel insurance should be a part of your Ras Al Khaimah trip planning.  

Considering whether you need travel insurance? UAE visitors can find out all the rules, regulations and recommendations here, as well as tips for purchasing the best policy and making a claim. 

Travel Insurance: UAE Rules, Regulations and Recommendations 

The rules around travel insurance for UAE depend on the type of visa you need to enter the country. You should check the UAE government website for up-to-date visa information. 

“Visa on Arrival” Travelers

Many visitors arrive in the UAE on a “visa on arrival” basis. This means that you simply present your passport on arrival and are granted a 30-day or 90-day visa from the date of entry. 

You do not need to provide evidence of UAE travel insurance at the border for a visa on arrival. However, travel insurance is highly recommended for your protection against unexpected emergency expenses. 

Citizens of the following countries that are currently eligible for a visa on arrival include:

• USA
• UK
• Most European countries
• China
• Australia

Travelers Who Need a Visa for the UAE

If you need a visa for entry to the UAE, you will need to prove you have purchased valid travel insurance for the UAE to apply for this visa in advance of your trip.

There are various single-entry and multiple-entry tourist visas available for periods between 30 days and five years. You can apply for your visa through the government portals or through the authorized airlines: Etihad, Emirates, FlyDubai and Air Arabia. 

Why Travel Insurance for UAE Is Recommended for All Travelers

Even if you don’t need travel insurance for a UAE visa, it is still recommended to have insurance. A good insurance policy will cover you for various unexpected costs on your trip, such as emergency medical bills, missed departures or loss of personal belongings. Overseas tourists are not eligible for free medical treatment in the UAE and hospital bills are usually very expensive. 

Travel insurance will bring you great peace of mind and help you make the most of your time in Ras Al Khaimah and the UAE. While the UAE is a safe place to travel, there is always the possibility of accident or injury, unexpected illnesses, unavoidable travel delays or other unpredictable disruptions. 

Three UAE Travel Insurance Purchase Tips

It should be simple to organize insurance for your UAE trip in your home country. Often, you can choose a single trip policy or an annual multi-trip policy to suit your needs. 

Here are some tips to help you get the most out of any policy.   

Buy ASAP

Buy your UAE travel insurance as soon as you book your flights and Ras Al Khaimah accommodation. If you need to cancel between this time and departure, you may be able to claim your expenses back.

Get the Best Coverage Possible

Look for comprehensive UAE travel insurance that will reimburse the majority of your costs for unexpected expenses like:

• Emergency medical treatments, including surgery, hospitalization, medications and transport by ambulance
• Major travel delays out of your control
• Trip cancellation in the event of illness or death in the family
• Lost or damaged baggage or other personal belongings
• Liability should you cause an accident or injury to another person on the trip
• Repatriation home in an emergency 

Read the Small Print

Research and compare policies carefully. Insurance comparison sites are a useful starting point, but always read the policy documents carefully before purchase. This way, you can be certain what you will and won’t be covered for. 

How to Claim on Your UAE Travel Insurance

In the unfortunate event that you need to make a claim, get in touch with your insurance provider as soon as possible. The company may provide an emergency number to get help for urgent situations and it’s always wise to have this to hand. You may also be able to claim using the provider’s online portal.  

Whatever the reason for your claim, keep and record as much evidence as possible. Receipts will be essential, but other evidence like emails reporting delays, police reports, or witness statements will help your claim go as smoothly as possible. 

Once you’ve begun your claim, you’ll be given a reference number that will help you keep track of progress and refunds. 

Happy and Safe Travels to Ras Al Khaimah

Knowing that you are covered for emergency situations and can receive medical help in the event of an accident or illness is vital for peace of mind. UAE travel insurance will provide reassurance you need to relax and enjoy your vacation to Ras Al Khaimah.

Now that you have this essential item organized, you can get on with planning the trip of a lifetime in Ras Al Khaimah.